Your home is often your biggest asset and needs to be protected. Coverage for the building, other unattached structures, your personal belongings, loss of use, liability and medical payments are the major sections of a homeowners policy. Many endorsements can be added to extend the coverage to a myriad of special situations. You may have collections, antiques, jewelry, musical instruments or you just obtained that high end set of golf clubs. These are all examples of situations that should receive special attention on your homeowners policy.
Many discounts are available such as bundling with your auto policy. Other discounts are new home discount, non-smoking, discounts for fire and burgular alarms and loss free credits are just some of the discounts that are available.